body {
	font-family:Arial, Helvetica, sans-serif;
	font-size:90%;
	background-color:#DFD7AB;
	padding:0px;
	margin:0px;
	
	}


#wrapper-bkg {
	margin-top:auto;
	margin:auto;
	position:relative;
	width:770px;
	z-index:1;
	background-image:url(../images/bkg.jpg);
	background-repeat:repeat-y;
	background-position:top center;
	
	
}


#wrapper {
	margin-top:auto;
	margin:auto;
	position:relative;
	width:750px;
	z-index:1;
	background-color:#F3F0DD;
	
}

#header {
	position:relative;
	left:0px;
	top:0px;
	width:750px;
	height:100px;
	z-index:2;
	background-image: url(../images/header.jpg);
}

#banner {
	position:relative;
	left:0px;
	top:0px;
	width:750px;
	height:168px;
	z-index:2;

}

#nav-bar {
	position:relative;
	left:0px;
	top:0px;
	width:750px;
	height:24px;
	z-index:2;
	background-color:#0F437D;
	
	
}

#bcrumbs{
	position:relative;
	left:0px;
	top:0px;
	width:750px;
	height:24px;
	z-index:2;
	background-color:#A99D53;
}

#content-wrapper {
	position:relative;
	left:0px;
	top:0px;
	width:750px;
	z-index:2;
	padding:-40px 0px 0px 0px;
	margin:0px;
	overflow:hidden;

}



#content-left {
	position:relative;
	left:0px;
	top:0px;
	width:190px;
	margin:0px 0px 15px 0px;
	z-index:2;
	overflow:hidden;
	background-color:#CEC58C;


}


#content-right {
	position:relative;
	left:0px;
	top:0px;
	width:524px;
	z-index:2;
	float:right;
	padding:5px 20px 20px 10px;
	background-color:#F3F0DD;
}

#top-img {
	position:absolute;
	background-image:url(../images/consolidation.jpg);
	background-repeat:no-repeat;
	width:259px;
	height:120px;
	top:50px;
	left:280px;

}


#home-right {
	position:relative;
	left:0px;
	top:0px;
	width:275px;
	z-index:2;
	background-color:#00FFFF;
	float:right;
	

}
#home-left {
	position:relative;
	left:0px;
	top:0px;
	width:269px;
	z-index:2;
	padding-left:10px;
	background-color:#00FF00;
	
	

}


#footer {
	position:relative;
	left:0px;
	top:0px;
	width:730px;
	height:40px;
	z-index:2;
	background-image: url(../images/footer.jpg);
	background-repeat:x;
	padding-left:10px;
	padding-right:10px;

}




#footer-grey {
	position:relative;
	left:0px;
	top:7px;
	width:100%;
	z-index:2;
}


a {
	font-family:Arial, Helvetica, sans-serif;
	text-decoration:none;
	color:#0F437D;
}

a:hover {
	font-family:Arial, Helvetica, sans-serif;
	text-decoration:underline;
	color:#0F437D;
}

p,td,label,textarea,ul {
	font-family:  Arial, Helvetica, sans-serif;
	color:#3B3B3B;
	font-size:90%;
}

h1 {
	color:#0F437C;
	font-family:"Times New Roman", Times, serif;
	font-size:180%;
	font-weight:100;

}

h2 {
	color:#0F437C;
	font-size:140%;
	font-weight:100;
	text-transform:lowercase;
}

h3 {
	color:#0F437C; font-size:130%;
	font-weight:100;
}


h4 {
	color:#A89D52;
	font-size:120%;
}

h5 {
	color:#3A3A3A; font-size:120%;
	font-weight:100;
}

h6 {
	color:#6D2626;
	font-size:90%;
}

.small-p{
	color:#3B3B3B;
	font-size:70%;
}

.white-p{
	color:#FFFFFF;
}

.links-white{
	color:#FFFFFF;
}

.links-white:hover{
	color:#FFFFFF;
	text-decoration:underline;
}

.main-nav {
	color:#FFFFFF;
	text-decoration:none;
}

.main-nav:hover {
	color:#FFFFFF;
	text-decoration:underline;
}


.red-text {
	color:#6D2626;
}

.red-text:hover {
	color:#6D2626;
	text-decoration:underline;
}


.loan-links{
	text-decoration:none;
	color:#3B3B3B;
	font-size:90%;
}

.loan-links:hover{
	text-decoration:none;
	color:#3B3B3B;
	text-decoration:underline;
}